If there is a fire, Property insurance policies do not cover loss of business income. While your building and equipment are being repaired or replaced, you still need to meet expenses such as mortgages, taxes, salaries, utilities, insurances, etc.

Without business interruption insurance, your company and your personal savings may be needed to maintain your business during a loss.

What's covered?

• Net income, before taxes, and ongoing operating expenses until you can repair or replace the damaged or destroyed property. Non-management employee payroll is usually insured separately.
• Lost income for a period following the resumption of operations, until your business returns to normal.

Who needs it?

• Businesses that invest in buildings, equipment, stock and inventory.
• Businesses in a competitive industry where customers and suppliers can be lost quickly.
• Manufacturers, retailers, contractors, transportation & warehouse firms.

For more details, contact us or e-mail us and we'll reply within one business day.