Having a car accident can be a very frightening event. Even in a small fender-bender, most people experience stress and don't know what to do at the scene.

The Financial Services Commission of Ontario (FSCO), the agency responsible for regulating insurance in Ontario, has created a brochure that provides a useful tips on what to do in case of an accident. Below is a summary of some of the information found in their brochure ' What To Do After An Auto Accident'. You can visit FSCO at www.fsco.gov.on.ca for more information.
 

• Step 1: Stop your vehicle. If you don't, you may be subject to criminal prosecution.
• Step 2: If anyone is injured, or if the total damage to all the vehicles and property involved appears to be more than $1,000, call 911. If no one is injured and total damage to all the vehicles and property involved appears to be less than $1,000, call your local police for instructions. If the police are not dispatched, you must report to a Collision Reporting Centre within 24 hours. To locate a Collision Reporting Centre in your area, check your local phone directory or the Internet.
• Step 3: Turn on your vehicle's hazard lights, and if it is safe to do so, move your vehicle to the side of the road.
• Step 4: Record the names, addresses, telephone numbers, licence plates, driver's licence numbers, and insurance information of the drivers and the owners involved.
• Step 5: Obtain contact information for all passengers and witnesses.
• Step 6: Record specific details about the scene of the accident.
• Step 7: Report the accident to your broker, agent, or insurance company as soon as possible.

Information on filing an insurance claim is available online at www.fsco.gov.on.ca

For more details, contact us,  e-mail us or visit our claim information page