There are numerous discounts available from insurance companies. Some are automatically applied to your policy, while others are not. Examine your policy to see if you presently receive any discounts. If you don’t, ask us what special offers may be available to you.

Claims Free Discount

Usually allowed if you are 3 years claims free.

New Home Discount

Usually allowed for homes between 0 and 10 years of age. Some insurers may allow discounts for home up to 15 years old.

Non-Smokers Discount

All residents must be non-smokers.

Mature Property Owner

The qualifying age varies with different companies.

Alarm Discount

Generally allowed for local or centrally monitored systems.

Mortgage Free Discount

You may receive a discount between 5% and 10% if you are mortgage free.

Loyalty Discount

Many companies automatically include a discount if you have been insured with the same company for a period of 3 to 5 years.

Package Discount

If you insure your automobiles and home with the same company, you may qualify for a discount on one or both policies.

Increase your Deductible

Discounts are available when you select a higher policy deductible.  Ask your broker for details.