Did you know that in Ontario, an All Terrain Vehicle is required to carry mandatory insurance coverage if it is driven on a public road? No matter where you drive yours, we have the affordable coverage you need for most types of ATVs.
ATVs are generally defined as self-propelled vehicles with four or more wheels designed to be driven off-road on land, snow and ice. It’s a good idea to refer to the Ontario legislation to determine if your vehicle qualifies as an ATV and to learn what your obligations are.
Bodily Injury, Property Damage and Standard Accident Benefits are mandatory coverage on Ontario Automobile Insurance policies. Accident Benefits is the part of auto insurance that provides medical care and income replacement benefits to insured persons injured in a vehicle collision, regardless of who caused the accident. On September 1, 2010, the standard Ontario auto policy was changed and available accident benefits were significantly reduced. You should seriously consider buying Enhanced accident benefits, as the standard benefits could leave you, your spouse, dependants and listed drivers under-insured in the event of a claim.
If you qualify, you may also purchase other Optional policy coverage such as: Higher limits for Bodily Injury/Property Damage, All Perils, Collision, Comprehensive, Specified Perils and more. Talk to your broker about your options. Click here for more details.
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